The Art of Coverage: Collectibles Insurance vs. Traditional Homeowners Policy
A great article from 2013 by Property Casualty 360 that stands true today: what are the differences of using collectible/art insurance vs. traditional insurance? In simple terms, the process of insuring collections of fine art and collectibles under a traditional homeowners policy tends to be time-consuming and difficult while possibly yielding lower limits and less expansive coverage when compared to obtaining coverage with a fine art and collectible insurance policy. The comparisons below address specific differences between the two types of policies.